Volume is the business. Speed is the margin.
Non-standard runs on velocity: call-ins that buy today or never, constant remarkets, and margins too thin for manual work. XILO's agents make every risk cheap to quote, so volume becomes an advantage instead of a backlog.
Every unquoted call-in is a lost policy
The client on the phone needs proof of insurance today. If intake takes forty minutes and quoting takes portal-hopping across five non-standard carriers, they've already called the next agency on the list.
Add the churn: cancellations, rewrites, and remarkets every month across the book. The math of non-standard only works when the cost of quoting a risk approaches zero. That's exactly what the agents do.
How the agents apply to your book
Partner-branded intake
Embed quoting experiences on referral partners' sites; clients complete intake in minutes with third-party data doing the heavy lifting.
"Clients other get their quotes the same day they ask.They've stopped shopping us against the directwriters."
Personal Lines Designer
Multi-Office Company
What changes for your team
Minutes, not days, to quote-ready
Submissions that took days of phone tag are ready the same hour the lead comes in.
Producers stop gathering, start selling
Intake stops consuming producer and CSR time, the file shows up done.
Cleaner data everywhere
Research-backed, validated data lands in your AMS once, and it's right.
Proof in production
“The file just shows up finished. Our producers open XILO and it's ready to quote.”
Personal Lines Manager
Multi-Office Agency
How a regional brokerage eliminated phone intake across three offices
Placeholder for a functional case study: volume of leads handled, hours of intake removed per producer, and downstream effect on accounts proposed. Replace with a real customer story as they're captured.
Frequently asked questions
What is an AI Agent for insurance distribution?
An AI Agent is a software teammate that executes insurance distribution work end to end, client intake, submission research, multi-carrier quoting, proposal generation, and AMS data entry. Unlike chatbots or form tools, it completes the work itself, governed by the agency's own SOPs, carrier appetite, and market preferences.
What is an AI Agent for insurance distribution?
An AI Agent is a software teammate that executes insurance distribution work end to end, client intake, submission research, multi-carrier quoting, proposal generation, and AMS data entry. Unlike chatbots or form tools, it completes the work itself, governed by the agency's own SOPs, carrier appetite, and market preferences.
What is an AI Agent for insurance distribution?
An AI Agent is a software teammate that executes insurance distribution work end to end, client intake, submission research, multi-carrier quoting, proposal generation, and AMS data entry. Unlike chatbots or form tools, it completes the work itself, governed by the agency's own SOPs, carrier appetite, and market preferences.
What is an AI Agent for insurance distribution?
An AI Agent is a software teammate that executes insurance distribution work end to end, client intake, submission research, multi-carrier quoting, proposal generation, and AMS data entry. Unlike chatbots or form tools, it completes the work itself, governed by the agency's own SOPs, carrier appetite, and market preferences.