Let clients shop for insurance online.
Launch an online shopping experience where clients browse coverage, get quotes, and buy from your agency the way they buy everything else. Live quote progress, real-time quotes where carrier APIs allow, and the proposal delivered in a branded portal, from you, not a direct writer.
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The journey your clients see
An online shopping experience
A storefront competitive with GEICO, Progressive Direct, and Lemonade: clients browse products, start quotes, and buy online, branded to your agency or your referral partner, mobile-first, with third-party data doing the typing.
Real-time quotes where possible
When carriers provide APIs, qualified clients see live quotes on the spot. The fastest possible answer, delivered by their broker.
Transparent progress everywhere else
When quotes are generated by AI Quoting Agents and your staff, or XILO's managed team, the portal keeps clients informed at every stage. No black hole between 'submitted' and 'here's your quote.'
Proposal, documents, and bind
The proposal arrives in the portal, underwriting documents are requested and collected there, and the path to bind stays in one place.
What changes for your team
Clients stop shopping around
A fast, transparent, modern experience removes the reason to get a second opinion.
Referral partners feel it too
Partner-branded experiences and same-day turnaround make you the easiest broker to refer.
Every touch is your brand
From first form to final proposal, the experience carries your agency, not a carrier, not a portal vendor.
The outcomes brokers talk about
The quoting agent is faster and smarter, especially with policy breakdowns. I ran multiple homes across different states and carriers like Chubb, and it kept everything within the same quote. On proposals, the process is working better and saved me about an hour of work. It looks pretty solid.
Karl
EPIC Brokers
Love XILO! It's been a game-changer for our sales process. With XILO, we've boosted productivity and seen a noticeable increase in business growth.
Leslie Ginn
Personal Lines Manager, Towne Bank
I would give it a 5 as it seems to be easy to work with. I would recommend it to others.
Kyle Vandruff
Insurance Agency Of Mid-America
I know that Quoting Agents will be the only way I will quote new business moving forward.
Matt
World Insurance Associates
I would say game changer, truly, this is like nothing else. We've never seen something that was that close to the accurate premiums, because you're running loss histories and MVRs. That's totally different than anything we've ever used before.
Samantha Winick
IMA Financial Group
It's a total game changer. I only took 10 minutes instead of 1 hour and 45 minutes to do five quotes.
Zack Bialik
Smith & Eddy Insurance
We rate this as a 6 (out of 5). This is a game changer. It's solutions like this that help us optimize our time.
Brock Murphy
North Risk Partners
“The customer service is fantastic and they are building a great product.”
Troy
Unisource
"XILO makes the information gathering process so easy! This process frees up some of our time by having the client input their info and then you can bridge the info into certain raters!! Product and ease of use gets better and better as we use it!"
Matt
Heritage Agencies
Works better together
Frequently asked questions
What do clients experience when their broker uses XILO?
A modern, branded buying experience: online intake they finish in minutes, a live portal showing quote progress, and a clear proposal, with document collection and the path to bind in the same place.
Can clients really get real-time quotes from an independent broker?
Yes. Where carrier APIs are available, quotes appear live. Where they aren't, XILO's AI Quoting Agents generate them behind the scenes, operated by agency staff or XILO's team, while the portal keeps the client informed.
Can the experience be branded for referral partners?
Yes. Agencies can embed partner-branded quoting experiences directly on referral partners' websites, lenders, realtors, and dealers, and track every lead back to its source.