Any carrier. Any product line. All at once.
AI Quoting Agents give brokers the power to agentically quote every carrier and every product line simultaneously: real time through APIs where they exist, agent-operated through portals and raters where they don't. One submission in, the whole market back.
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One submission in, the whole market back
AI Chat
Ask your AI Agent to recommend carriers to place your client with based on your XILO Intake Submission or pick them yourself.
Approve
Approve XILO's AI Agent's suggestions on which properties, vehicles, people, assets, and other hazards are being quoted through which carriers before it kicks off its process.
Work
XILO's AI Quoting Agents will open up tabs in your Chrome or Edge browser using your secure access to carrier portals to complete each carrier's forms and get your bindable quotes across all carriers at the same time. If a carrier requires a pdf app, XILO's AI Agent can complete that too.
Review
Review each tab before building your client's proposal to assure all risk and coverage information was entered. XILO's AI Agent will log decisions it made based on carrier defaults or missing field options during its quoting process.
Build Intelligence
Have XILO's AI Agent update your SOPs, Knowledge Base articles, and its memory to improve its ability to suggest the best carrier to place specific risk with and its ability to complete each carrier portal as if it was a senior producer or placement rep on the team.
What changes for your team
The whole market, quoted
Quoting effort no longer rations which carriers get approached. Win rates follow.
Same day turnaround
Multi-carrier quoting compresses from days of portal-hopping into a single automated pass.
Remarkets that actually happen
When quoting is cheap, every renewal that should be shopped gets shopped.
The outcomes brokers talk about
The quoting agent is faster and smarter, especially with policy breakdowns. I ran multiple homes across different states and carriers like Chubb, and it kept everything within the same quote. On proposals, the process is working better and saved me about an hour of work. It looks pretty solid.
Karl
EPIC Brokers
Love XILO! It's been a game-changer for our sales process. With XILO, we've boosted productivity and seen a noticeable increase in business growth.
Leslie Ginn
Personal Lines Manager, Towne Bank
I would give it a 5 as it seems to be easy to work with. I would recommend it to others.
Kyle Vandruff
Insurance Agency Of Mid-America
I know that Quoting Agents will be the only way I will quote new business moving forward.
Matt
World Insurance Associates
I would say game changer, truly, this is like nothing else. We've never seen something that was that close to the accurate premiums, because you're running loss histories and MVRs. That's totally different than anything we've ever used before.
Samantha Winick
IMA Financial Group
It's a total game changer. I only took 10 minutes instead of 1 hour and 45 minutes to do five quotes.
Zack Bialik
Smith & Eddy Insurance
We rate this as a 6 (out of 5). This is a game changer. It's solutions like this that help us optimize our time.
Brock Murphy
North Risk Partners
“The customer service is fantastic and they are building a great product.”
Troy
Unisource
"XILO makes the information gathering process so easy! This process frees up some of our time by having the client input their info and then you can bridge the info into certain raters!! Product and ease of use gets better and better as we use it!"
Matt
Heritage Agencies
Works better together
Frequently asked questions
What is an AI Quoting Agent?
An AI Quoting Agent takes a completed submission and returns quotes across an agency's carrier markets, through real-time API integrations where carriers offer them, and by operating carrier portals and comparative raters with human oversight where they don't.
What happens when a carrier doesn't have an API?
The AI Quoting Agent operates the carrier's portal or rater workflow with a human in the loop, the agency's staff, or XILO's managed team. No market gets skipped because quoting it is tedious.
Can my clients see quotes in real time?
Yes, where carrier APIs are available and the agency enables it, qualified clients see live quotes in their branded experience, the same speed as a direct writer, delivered by their broker.
Who decides which carriers get quoted?
The agency does. Market selection is governed by the agency's knowledge base in XILO, carrier appetite, market preferences, and SOPs, so every risk goes to the markets the agency would choose.