Our team runs the agents. You get the outcomes.
Submit client files in your XILO platform. XILO's team deploys, governs, and manages the AI Agents end to end, and returns finished, quote-backed proposals. All the output of an AI-native operation, none of the adoption burden.
From your file to a finished proposal
Submit the client file
Drop the file into XILO, a new business lead, a referral, or a renewal due for remarketing. That's the extent of your team's lift.
AI Intake Agent researches and completes
Our managed agents research the client, enrich the file with third-party data, and complete the full submission, applications, ACORDs, and all.
AI Quoting Agents work your markets
The submission is quoted across your carriers, in real time where APIs exist, agent-operated through portals where they don't, following your market preferences.
AI Proposal Agent delivers
A branded, client-ready proposal comes back to your team, synced to your AMS and CRM. Your producer presents it. Your agency gets the win.
Governed by your knowledge base
Before the first file, we bring your agency's knowledge into XILO as the governance layer for every agent working on your behalf.
What we encode
- Standard operating procedures, intake rules, coverage standards, escalation paths
- Market preferences, which carriers see which risks, and in what order
- Carrier appetite, so submissions go where they'll be written
- Proposal standards, how your agency positions coverage and recommendations
What our team does
- Deploys and configures every agent to your book and markets
- Monitors every file with humans in the loop on judgment calls
- Manages quality, throughput, and turnaround as a service level
- Delivers outcomes, accounts taken from lead to proposed
What changes for your team
No adoption project
No AI rollout, no change management, no new headcount. Your team submits files; finished proposals come back.
AI-native output, day one
You operate at the throughput of an AI-native agency from the first file, not after a year of internal enablement.
Your systems stay yours
Everything syncs to your AMS and CRM throughout. If you later bring the agents in-house, the platform is already running your book.
The outcomes brokers talk about
The quoting agent is faster and smarter, especially with policy breakdowns. I ran multiple homes across different states and carriers like Chubb, and it kept everything within the same quote. On proposals, the process is working better and saved me about an hour of work. It looks pretty solid.
Karl
EPIC Brokers
Love XILO! It's been a game-changer for our sales process. With XILO, we've boosted productivity and seen a noticeable increase in business growth.
Leslie Ginn
Personal Lines Manager, Towne Bank
I would give it a 5 as it seems to be easy to work with. I would recommend it to others.
Kyle Vandruff
Insurance Agency Of Mid-America
I know that Quoting Agents will be the only way I will quote new business moving forward.
Matt
World Insurance Associates
I would say game changer, truly, this is like nothing else. We've never seen something that was that close to the accurate premiums, because you're running loss histories and MVRs. That's totally different than anything we've ever used before.
Samantha Winick
IMA Financial Group
It's a total game changer. I only took 10 minutes instead of 1 hour and 45 minutes to do five quotes.
Zack Bialik
Smith & Eddy Insurance
We rate this as a 6 (out of 5). This is a game changer. It's solutions like this that help us optimize our time.
Brock Murphy
North Risk Partners
“The customer service is fantastic and they are building a great product.”
Troy
Unisource
"XILO makes the information gathering process so easy! This process frees up some of our time by having the client input their info and then you can bridge the info into certain raters!! Product and ease of use gets better and better as we use it!"
Matt
Heritage Agencies
Works better together
Frequently asked questions
What is AI Agent Management Services?
A managed service where XILO's team deploys, governs, and operates AI Agents on an agency's behalf. The broker submits client files in their XILO platform; XILO's AI Intake, Quoting, and Proposal Agents do the work; and a finished, quote-backed proposal comes back, synced to the agency's AMS.
How is this different from outsourcing or virtual assistants?
The work is executed by AI Agents governed by your agency's knowledge base, SOPs, market preferences, carrier appetite, with XILO experts in the loop for judgment calls. It's measured on outcomes (accounts proposed, turnaround) rather than hours, and every data point lands in your systems.
What does my team actually have to do?
Two things: submit the client file, and present the finished proposal. Intake, research, quoting across your markets, proposal generation, and AMS entry happen in between, without your team touching them.
Do we keep control of markets and standards?
Yes. Before the first file, XILO encodes your SOPs, market preferences, and proposal standards as the governance layer for every agent. The work is done your way, just not by your headcount.
Can we bring the agents in house later?
Yes. Managed and self-operated run on the same platform. If you later build internal AI capability, the agents, integrations, and knowledge base are already running your book.